NewThe budget built around your paycheck

Every paycheck, planned.

See which bills each paycheck pays, and what's left to spend.

  • Pay once
  • No bank login
  • Phone + computer
The problem

Broke before payday? Blame the calendar.

BeforeA monthly budget

$0 Payday Overdrawn Rent

Rent eats the first check. The rest of the month runs dry.

AfterPaycheck Budget

$0 Payday Payday Always above zero

Each bill lands on the right paycheck. Money lasts until the next one.

Try it

Pick how you're paid. Watch the bills move.

October 2026 · every 2 weeks

PaydayBill due
Features

Everything your money needs. In one place.

Paycheck Plan

Bills split across your paychecks, with what's free to spend.

Paycheck 1 card with its bills
Paycheck 2 card with its bills

Debt-free date

Snowball or avalanche.

Debt-free date April 2029
Interest saved with an extra payment

Where it went

Every dollar, by category.

Spending donut chart

Bank CSV import

Months of history in a minute.

CSV
Bank CSV import preview

Goals that fill up

With the amount to save each month.

Emergency fund goal at 46%
Laptop goal reached

Never miss a bill

Due dates, autopay, and what subscriptions cost per year.

Bills coming up in the next 14 days
Subscriptions cost per year

Light or dark

Drag to compare.

Dashboard in light modeDashboard in dark mode
BudgetPresupuestoHaushaltMon budgetBudget

Speaks your language

English, French, Spanish and German. 13 currencies.

🇺🇸 USD🇨🇦 CAD🇬🇧 GBP🇦🇺 AUD🇪🇺 EUR🇲🇽 MXN
Inside the app

10 screens. Zero spreadsheets.

Paycheck Plan
Paycheck Plan
Dashboard
Dashboard
Budget
Budget
Transactions
Transactions
Bills & Subs
Bills and subscriptions
Savings Goals
Savings goals
Sinking Funds
Sinking funds
Debt Payoff
Debt payoff
Net Worth
Net worth
Debt payoff

Slide. Watch your debt-free date jump.

Example debtsBalanceAPRMin.
Credit card$3,20022.9%$95
Store card$85026.5%$35
Car loan$8,5006.9%$260
Debt-free in
—
Months—
Faster—
Interest saved—
Private by design

Your numbers stay yours.

No bank login

Import a CSV file if you want your history.

No account

No sign-up. No password to forget.

Your own file

Data stays on your device and in your file.

Pricing

Pay once. Own it.

Less than 3 months of a budgeting app.

Budgeting app, monthly
$180–$216/yr
Budgeting app, yearly
$80–$109/yr
Paycheck Budget
$27 once
Lifetime access
$27one-time
  • All 10 screens, every feature
  • Instant email: your link + your app file
  • Phone and computer, installable
  • 4 languages · 13 currencies
  • Free updates to this version
Get Paycheck Budget

14-day money-back guarantee · Secure checkout

FAQ

Quick answers

Is it a subscription?

No. You pay $27 once and keep it.

Does it work on my phone?

Yes, on iPhone and Android. Open your link and tap "Add to Home Screen".

Do I need Excel or Google Sheets?

No. It opens in your browser like an app.

Does it sync between phone and computer?

Not automatically. Save your file to Google Drive or iCloud and open it on the other device.

Does it connect to my bank?

No, on purpose. Import your bank's CSV file or add expenses in seconds.

How do I get it?

Right after payment you get an email with your private link and your app file.

Give your next paycheck a plan.

$27 once. Ready in 60 seconds.

Get Paycheck Budget — $27
Paycheck Budget$27 once · no subscription
Get it